Five Unusual Investments with Great Earning Potential

If you are feeling down because of your finances, or have got some extra money to invest, but don’t want to settle for 2-3 percent interest, you might need to start thinking outside of the box. With the development of financial algorithms and investment schemes, you can now get a higher return while minimizing your risks. Below you will find some of the best short-term and long term investment opportunities for 20-somethings.

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Property Development

If you have some money to spare, you can invest in property development. While you might need to get a mortgage to buy ran-down buildings and transform them, you will be able to start flipping houses in just months. Once you have sold the property, you can start again, or build  a rental property portfolio that will not only cover your monthly payments, but also provide you with extra residual income.

Bitcoin IRA

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If you want more security and a saving account is not providing you with enough interest, you might start a self directed bitcoin ira. If you have a 401K account, you can transfer your funds and watch your investments grow, or start with a regular saving contribution. You will be able to check your wallet any time online and take advantage of the flexibility offered by this investment option.

Crowdfunded Real Estate

If you don’t have enough money to start your own property portfolio yet, you can invest in a crowdfunded real estate scheme. Use a fundraising company to get enough capital for the project, and start your investment with only a few hundred to a few thousand dollars. If you consider yourself an expert in the property market, and are looking for high returns long term, this might be the perfect option for you.

Peer-to-Peer Lending

In case you want higher interest rates than your bank can give you, sign up for a peer-to-peer lending site. You can get up to ten percent annual return on your investment. Some companies reward you with air miles or other great perks if you invest in their business, or discounts, so you will get double the benefits.


If you have the right storage facility, you might start your own wine collection in your cellar. You should resist opening the rare bottles for a few decades, but it will be worth the wait. Make sure that you find years when there was a shortage of wine in the given region and educate yourself on the most valuable types, storage, and earning potential before you start your investment.


People in their 20s should start a saving plan for their future. Whether it is cutting costs or getting more return on your investment, you might need to get creative. A 2-percent interest on your saving accounts will not make a huge difference in your financial situation 20 years from now. Consider the potential returns and the risks before you choose your perfect investment option for long term wealth and consult with financial advisors if in doubt.

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